Swedish payment transactions per instrument — cards, credit transfers and direct debits. Shows how payment behaviour changes over time.
vs 2023
56.6% of all transactions
35.6% of all transactions
vs 2023
Million transactions per year, 2006–2024. Credit transfers are domestic; cards include cross-border.
SEK billion per year, 2006–2024. Credit transfer value is dominated by large corporate and financial payments.
| Year | Count (million) | Change | Value (SEK bn) |
|---|---|---|---|
| 2024 | 7,243.5 | +4.9% | 33,782.1 |
| 2023 | 6,904.6 | +3.7% | 32,655.5 |
| 2022 | 6,660.6 | +12.4% | 32,303.2 |
| 2021 | 5,926.7 | +6.6% | 23,664.9 |
| 2020 | 5,560.5 | -0.6% | 20,334.2 |
| 2019 | 5,593.6 | – | 20,171.1 |
Source: Riksbanken — betalningsstatistik — payment instrument use, annual data 2006–2024. Retrieved 2026-09-29. Credit transfers are domestic; cards include cross-border transactions. Credit transfers revised for 2022–2023.