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Payment Statistics

Swedish payment transactions per instrument — cards, credit transfers and direct debits. Shows how payment behaviour changes over time.

Transactions total

↗+4.9%
7,244million (2024)

vs 2023

Card payments

↗+2.8%
4,097million

56.6% of all transactions

Credit transfers

↗+7.4%
2,576million

35.6% of all transactions

Transaction value

↗+3.4%
33,782SEK bn (2024)

vs 2023

Transactions per instrument

Million transactions per year, 2006–2024. Credit transfers are domestic; cards include cross-border.

Transaction value per instrument

SEK billion per year, 2006–2024. Credit transfer value is dominated by large corporate and financial payments.

Swish

Monthly volumes for Swish - Sweden's largest service for mobile real-time payments.

Private users

8.8million

Getswish, updated 2026-03-17

Businesses with Swish

300thousand

Getswish, updated 2024-08-02

Payments last month

97.9million

month 2026-09

Value last month

55.3SEK bn

month 2026-09

Monthly statistics

MonthCount (million)ChangeValue (SEK bn)ChangeAverage (SEK)
2026-0997.9-3.1%55.3-4.2%565
2026-08101.1–57.8–571

Source: Getswish — Swish i siffror (swish.nu/statistik). Monthly data retrieved 2026-10-06. Average amount is calculated (value/count). User figures are published continuously — see source dates on the cards.

Total transactions, last 6 years

YearCount (million)ChangeValue (SEK bn)
20247,243.5+4.9%33,782.1
20236,904.6+3.7%32,655.5
20226,660.6+12.4%32,303.2
20215,926.7+6.6%23,664.9
20205,560.5-0.6%20,334.2
20195,593.6–20,171.1

Source: Riksbanken — betalningsstatistik — payment instrument use, annual data 2006–2024. Retrieved 2026-09-29. Credit transfers are domestic; cards include cross-border transactions. Credit transfers revised for 2022–2023.